We will help you insure your property against the risks of arrivals

The new Ukrainian state program for insurance and compensation of war losses for businesses has already started working with the first applications – moreover, the first changes have been implemented. The program applies to property that has been destroyed and damaged since January 1, 2026. State support, as before, provides for two instruments: direct compensation for losses for enterprises whose property is located in high-risk areas, which includes, in particular, the Odessa region (also on the list – Dnipropetrovsk, Donetsk, Zaporizhia, Mykolaiv, Poltava, Sumy, Kharkiv, Kherson, Chernihiv regions, excluding occupied territories) and partial compensation of insurance premiums for businesses in the rest of Ukraine. What exactly are the innovations, we will understand together with the partner of the law company “DE-JURE”, the head of the forensic and land law practice, lawyer, Doctor of Law Artem Ripenko.

• From now on, compensation is subject not only to the real estate itself, but also to the production equipment (machine tools, devices, tools, devices, etc.) used in the main activity.
• At the stage of submitting the application, the entrepreneur independently indicates the amount of probable damage, the property valuation report is no longer mandatory. But in the case of destruction, an assessment of the damage is still required.
• The maximum amount of compensation is still UAH 10 million. However, from now on, the compensation limit (UAH 10 million for property or UAH 1 million for insurance premium compensation) applies to each legal entity separately, and not to all related persons.
• It is clearly stated that compensation is provided not only for direct hits by missiles or artillery, but also for shock waves, falling UAVs and debris, as well as for indirect effects of weapons.

The law firm “DE-JURE” always keeps you up to date with the latest legislative innovations and provides assistance in obtaining compensation for property destruction as a result of hostilities, regardless of whether you want to receive it at the expense of Ukrainian state programs, international programs or go to court.