State support program for businesses affected by the war: compensation up to UAH 10 million

The partial compensation program is aimed at individual entrepreneurs and legal entities of the private sector who carry out economic activities in regions of increased military risk. These are ten regions of Ukraine: Dnipropetrovsk, Donetsk, Zaporizhia, Mykolaiv, Odessa, Poltava, Sumy, Kharkiv, Kherson and Chernihiv. The entrepreneur submits an application for participation in advance and pays a contribution of 0.5% of the declared value of assets. In the event of damage or destruction of property after January 1, 2026, the state will compensate for losses in the amount of up to UAH 10 million.

During a full-scale war, the issue of preserving and restoring business became critically important for thousands of Ukrainian entrepreneurs. In order to financially support business entities, the state adopted Resolution of the Cabinet of Ministers of Ukraine No. 1541 dated 11/28/2025, which introduced the Procedure for Partial Compensation for the Value of Property Destroyed or Damaged as a Result of the Armed Aggression of the Russian Federation, as well as Compensation for Insurance Premiums Under War Risk Insurance Contracts.
The mechanism is implemented through PrJSC (“Export Credit Agency”). Businesses get a choice between two support formats, which allows them to form an effective and balanced strategy for protecting their own assets. And the law firm “DE-JURE” provides business support at every step of the way to implement the compensation program. In this article, we will consider in detail the partial compensation program with the possibility of paying up to UAH 10 million, and how the “DE-JURE” team can help with this.

Partial Compensation Program for Damaged or Destroyed Property of Business Entities: Conditions for Participation and Amount of Compensation

This state support program works as a preventive mechanism for protecting business property. The entrepreneur applies for participation in advance and pays a contribution of 0.5% of the declared value of assets. In the event of damage or destruction of property after January 1, 2026, the state will compensate for losses in the amount of up to UAH 10 million. The program applies to ten regions with an increased risk level. It is important to note that it is paid and does not cover losses incurred before the specified date – in such cases, alternative compensation mechanisms should be used.

Program Features

The partial compensation program is aimed at individual entrepreneurs and legal entities of the private sector who carry out economic activities in regions of increased military risk. These are ten regions of Ukraine: Dnipropetrovsk, Donetsk, Zaporizhia, Mykolaiv, Odessa, Poltava, Sumy, Kharkiv, Kherson and Chernihiv. At the same time, the key requirement is the location of the property outside the territories that had the status of temporarily occupied as of November 28, 2025, because objects in such zones do not fall under the program. If the business is not located in temporarily occupied territories and not in a zone of increased military risk, you can use the insurance premium compensation program and receive up to one million UAH.

Only property that is owned by the business entity and used for its main activity is subject to compensation. These may be production, administrative and warehouse buildings, individual premises in their composition, objects of unfinished construction started after January 1, 2021, as well as engineering networks and equipment – heating, water and electricity supply systems. The basis for payment is damage or destruction of property after January 1, 2026 as a result of direct consequences of shelling, in particular missile strikes, UAV attacks, artillery fire, the operation of air defense systems or fires, explosions and shock waves caused by them. At the same time, the program does not cover indirect financial losses, such as lost profits or tax liabilities.

It is important to consider certain legal nuances before joining the program:

• by submitting an application for compensation, you are actually concluding an agreement on the assignment of the right of claim to the Russian Federation. This means that after the state receives payment for your losses, the right to demand compensation passes from you to the state. The transfer of rights occurs at the moment the funds are credited to your account. Thus, the state compensates your losses, and further recovery of these amounts from the guilty party is carried out not by you, but through international legal mechanisms;
• compensation for damage or destruction of property is paid by the Agency only within the limits of the funds provided for by the state budget. If there is no appropriate funding at the time of payment, funds for damaged property are not paid, and the contribution you paid remains undeliverable. This means that participation in the program guarantees the right to compensation only if there is budgetary resources;
• participation in the property compensation program involves the payment of a one-time contribution of 0.5% of the total value of the declared assets. For example, if the total value of the property is UAH 100 million, the contribution will be UAH 500 thousand. This payment is paid only once when joining the program and is not refundable. Therefore, consider your financial capabilities.

The compensation program reduces financial risks by setting limits on the maximum amount of payments – up to UAH 10 million per participant. It is especially suitable for businesses with a conservative budget or for relatively low-value assets, where full insurance may not be economically viable.

Financial side: costs and possible compensation

The financial conditions of the program are designed to combine accessibility for business and limitation of state risks. The maximum amount of compensation is up to 10 million UAH. per business entity, taking into account related parties for the entire period of the program. At the same time, the actual payment cannot exceed either the real amount of losses established by an independent appraiser after the event, or the amount of probable loss indicated when joining the program. It is also important to take into account previous state support: if a business has previously received grants or relocation assistance, their amount reduces the available compensation limit. For example, if grants in the amount of three million UAH. are received, the maximum possible compensation will be seven million UAH.

Participation in the program is paid and involves a one-time contribution of 0.5% of the total value of the declared property. For clarity: if an entrepreneur declares assets worth UAH 40 million, the contribution amount is UAH 200 thousand. In the event of damage to property after January 1, 2026, for example, for UAH nine million, compensation may be paid in full for this damage. If the insured event does not occur, the contribution paid is not refundable.

Who is not eligible for the program

Despite its broad-ranging nature, there are clear restrictions on the circle of participants in the business compensation program. The state has established requirements aimed at minimizing financial risks and preventing abuse of budget funds. Participation in the program is not provided for the following entities:

• non-residents of Ukraine;
• enterprises in respect of which bankruptcy proceedings have been opened or which are in the process of liquidation or termination of activities;
• business entities with tax debt as of the first day of the month preceding the submission of the application;
• recipients of state aid who have violated the terms of its provision or the targeted use of budget funds;
• persons to whom sanctions have been applied by the National Security and Defense Council of Ukraine, as well as companies with sanctioned beneficiaries or participants;
• businesses associated with citizens of the aggressor state or terrorist organizations;
• persons and companies subject to restrictive measures of the European Union;
• agricultural sector entities without mandatory registration in the State Agrarian Register.

The program is focused exclusively on transparent, legal and financially responsible business.

How to join the program

To take advantage of the compensation mechanism, it is important to prepare properly in advance. The procedure involves the phased preparation and execution of documents, which guarantees the inclusion of your property in the compensation program and the ability to receive payment in the event of damage or destruction after January 1, 2026.

1. Order a property valuation report. Contact a certified appraiser to draw up a report on the real value of each object separately. It is important that the report is drawn up no earlier than 90 days before submitting the application.
2. Calculation of the contribution. Calculate the contribution in the amount of 0.5% of the total value of all declared property. Remember: this contribution is a one-time payment and is not refundable, even if damage does not occur.
3. Preparation of documents. Prepare: an application for participation in the Agency form, copies of title documents for the property, an assessment report, a current extract from the Unified State Register, proof of payment of the contribution, documents on the signatory’s authority and copies of the passport and RNOKPP.
4. Sending documents. Send the document packages to the Agency’s email, via the website of the PrJSC (agency) or via the portal “Diya.Business”.
5. Waiting for a decision. The Agency considers the application within 30 days, checks the completeness of the documents, the correctness of the calculation and the fact of payment of the contribution. If deficiencies are identified, 10 working days are given to eliminate them.
6. Confirmation of participation. If the process is successful, you are joined to the compensation program, which is notified in writing. If the deficiencies are not eliminated, then the joining does not take place, and the paid contribution is returned.

If you want to avoid mistakes and prepare all documents correctly the first time, contact lawyers. The “DE-JURE” team helps clients at every stage: from analyzing the property and preparing reports to submitting an application and supporting them in interacting with the Agency.

Receiving compensation in case of damage or destruction of property

If after January 1, 2026 your property is damaged or destroyed, a clear procedure for receiving compensation begins, which includes several consecutive stages.

1. Recording the fact of damage. Immediately document the consequences of the event. Call the State Emergency Service to draw up a report on the fire or destruction, obtain a police certificate and take detailed photographs of the property from different angles with the date displayed. Conduct a commission or technical inspection in accordance with the Order of the Cabinet of Ministers of Ukraine No. 473 dated 04/19/2022 to confirm the extent of the damage.
2. Entering data into the Register. Enter all information and documents into the State Register of property damaged or destroyed as a result of hostilities, sabotage and terrorist acts caused by the aggression of the Russian Federation. This is a prerequisite for further receiving compensation.
3. Damage assessment. Order a new appraiser’s report on direct damage. It must be compiled according to the Methodology of the Ministry of Economy No. 3904/1223 dated 10/18/2022 and determine the exact amount of losses for each facility.
4. Submission of the application. Send the package of documents by e-mail, via the Agency’s website or the “Diya.Business” portal. The application can be submitted after entering data into the Register, but no later than three months from the date of termination or cancellation of martial law.
5. Review and payment. The Agency checks the documents within 30 days (with a possible extension for another 30 days). If deficiencies are found, the application is left for 30 days for correction. After confirming the completeness of the documents, a decision on payment is made, lists of business entities are formed and transferred to the Ministry of Economy, which transfers the funds to the Agency’s account, and the Agency to your account.
6. Preparation of a package of documents. Prepare the following documents:

• application for compensation according to the Agency’s form;
• certificate of absence of tax debt or extract from the State Tax Service;
• photos of damaged property, commission or technical inspection reports;
• report on the technical condition of the facility, documents from the State Emergency Service and the police;
• technical passport of the facility;
• inspection report and appraiser’s report;
• documents on the signatory’s authority;
• copies of the passport and the National Emergency Situations and Emergency Situations Register.

This process allows you to receive state compensation in the most transparent and safe way in case of damage or destruction of your property.

How DE-JURE helps with compensation programs

DE-JURE provides comprehensive legal support to businesses at all stages of participation in state compensation programs for damaged or destroyed property. We offer:

• preliminary audit of the company – verification of compliance with all program criteria at the planning stage;
• analysis of the optimal asset protection strategy – assistance in choosing a program and determining the scope of property protection. This can be a compensation program, an insurance program, or a combination of both options – a hybrid model.;
• coordination with appraisers – control of the correctness and quality of cost and damage reports;
• preparation of a full package of documents – preparation of applications, copies, certificates and all necessary supporting documents;
• support in the Agency and interaction with state authorities – submission of documents, control of the review procedure, obtaining confirmation of participation;
• legal support in case of refusal – appeal of decisions and elimination of formal errors.

Such a structured approach allows businesses to avoid formal errors, reduce the risks of rejections, choose the optimal compensation program, and significantly increase the chances of successful compensation for losses from the state.